OnePay
by One Finance, Inc. · OnePay – Mobile Banking
Tags
Palette
Sizes





On the home screen
App info
- Developer
- One Finance, Inc.
- Category
- Finance
- Price
- Free
- Rating
- 4.9 (450,245)
- Age rating
- 4+
- Version
- 5.95.0
- First released
- Mar 25, 2020
- Last updated
- Sep 28, 2026
About the app
Meet your money super app. Through OnePay, you can bank, send, pay, spend, and borrow — plus build credit and earn cash back and rewards. OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Member FDIC. Cash back earned as OnePay Points, redeemable as a deposit into a OnePay deposit account/other available options pursuant to the OnePay Rewards Terms at onepay.com/rewards-terms. For terms/conditions relating to OnePay products, onepay.com/terms. For individual reward details see OnePay app. For certain reward offers utilizing OnePay Credit Cards &, and 3rd-party cards linked in the OnePay Wallet, purchases must be made using the physical card. ^Fee-Free Overdraft is available to OnePay deposit accounts that have received Direct Deposits totaling $500+ in the current or previous month. You must be 18 or older. When on,